Welcome to the SCARS INSTITUTE Journal of Scam Psychology

A Journal of Applied Scam, Fraud, and Cybercrime Psychology – and Allied Sciences

A dedicated site for psychology, victimology, criminology, applied sociology and anthropology, and allied sciences, published by the SCARS INSTITUTE™ – Society of Citizens Against Relationship Scams Inc.

The Trends and Challenges of Money Mule Investigation by Malaysian Enforcement Agency

Principal Category: Criminology

Authors:  Mohd Irwan Abdul Rani, Salwa Zolkaflil, Sharifah Nazatul Faiza Syed Mustapha Nazri
Date: February 2023
DOI LINK:  N/A
LICENSE:  N/A
Source:  (PDF) The Trends and Challenges of Money Mule Investigation by Malaysian Enforcement Agency (researchgate.net)

Abstract:

This article discusses the roles played by the enforcement agency, the current money mule situation, and the challenges faced by enforcement agency investigation officers in money mule investigations. An interview with informant from one of the Malaysian Enforcement Department, was conducted to gather his insights. An enforcement officer launches a money mule investigation based on the victim’s police report or Suspicious Transaction Report (STR).

Investigation into money mule cases received by law enforcement agency is guided by Penal Code 424 and AMLATFPUAA 2001, which clearly expound the offence implicated in the money mule syndicate. The output from the interview is analysed under content analysis, whereupon the large amount of extracted information is summarised and arranged into important themes that address the research objective. The major challenges faced in criminal investigation include lack of cooperation from telco, delayed response from banks when requested to provide crucial information, wrong public perceptions on enforcement agency’s aggressiveness to fight money mule, lengthy investigation procedure, limited resources and lackadaisical attitude towards money mule threat. The challenges undermine the fight to eradicate the money mule phenomenon, one of the most critical financial crime threats in Malaysia. A slew of changes that enforcement agency is keen to see are proposed, including a more proactive telco regulator, a shorter processing period by banks in responding to production orders from enforcement agencies, and a steeper involvement by the media to build public awareness.

Research Study/Article/Document

https://scampsychology.org/wp-content/uploads/2023/07/Vol_13_February_2023_37-50.pdf

-/ 30 /-

What do you think about this?

Please share your thoughts in a comment below!

Published On: July 2nd, 2023Last Updated: July 2nd, 2023Categories: • PDF, • ARTICLE, • CRIMINAL JUSTICE, • CRIMINOLOGY, 20230 CommentsTags: , , , , 299 words1.5 min readTotal Views: 838Daily Views: 7

TABLE OF CONTENTS

PUBLICATION CATEGORIES

A Question of Trust

At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.

Please Leave A Comment

Your comments help the SCARS Institute better understand all scam victim/survivor experiences and improve our services and processes. Thank you

Thank you for your comment. You may receive an email to follow up. We never share your data with marketers.

Recent Comments
On Other Articles

A Note About Labeling!

We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!

Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.

Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org

Psychology Disclaimer:

All articles about psychology, neurology, and the human brain on this website are for information & education only

The information provided in these articles is intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.

If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.

Also, please read our SCARS Institute Statement About Professional Care for Scam Victims – here

If you are in crisis, feeling desperate, or in despair please call 988 or your local crisis hotline.

SCARS Institute Resources: