Welcome to the SCARS INSTITUTE Journal of Scam Psychology
A Journal of Applied Scam, Fraud, and Cybercrime Psychology – and Allied Sciences
A dedicated site for psychology, victimology, criminology, applied sociology and anthropology, and allied sciences, published by the SCARS INSTITUTE™ – Society of Citizens Against Relationship Scams Inc.

Please Note:
This self-test was developed by the scientists and psychologists at the SCARS Institute based on our experience interacting with very large numbers of scam victims. This is not a diagnosis of a mental condition. It is simply to give you an awareness of the subject. We recommend that you contact a mental healthcare professional, such as a counselor or therapist to explore this further.
Cognitive Biases Self-Assessment Test
Are You Heavily Influenced by Cognitive Biases After Your Scam?
This self-test is designed to help you identify if you are still influenced by cognitive biases after a scam has ended. Answer each question honestly based on your feelings and thoughts.
Instructions:
Reflect on your current relationship and read each statement carefully. Use the following scale to rate your responses:
1 – Strongly Disagree
2 – Disagree
3 – Neutral
4 – Agree
5 – Strongly Agree
Self-Assessment Test: Top 12 Cognitive Biases Self-Test for Scam Victims
Scoring Your Self-Assessment:
- 1-24 Points: Low influence of cognitive biases – You seem to have processed the scam with a balanced perspective and may have a healthy approach to recovery.
- 25-42 Points: Moderate influence of cognitive biases – You might still be under the influence of some biases. Consider reflecting on these areas and seeking guidance to challenge your thought processes.
- 43-60 Points: High influence of cognitive biases – It’s likely that cognitive biases are significantly affecting your recovery. Working with a therapist or counselor could help you address these biases and aid in your healing process.
Visit our Catalog of Cognitive Biases to learn more about them – click here
Next Steps
If you find that cognitive biases are still influencing your thoughts and behaviors, it’s important to recognize them as normal responses to trauma. However, overcoming these biases is key to your recovery. Consider seeking support from a counselor, joining a support group, or engaging in educational resources to help reframe your thinking and aid your recovery.
Find a counselor or therapist here: counseling.AgainstScams.org
Cognitive Biases Self-Assessment Test Copyright © 2024 SCARS

TABLE OF CONTENTS
A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
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on Trauma: The Relationship Between Psychological Trauma, PTSD, and Physical Pain – 2024: “It is fascinating how the body and mind are affected by trauma. This is a great reminder of how trauma’s…” May 11, 20:31
on What Is PTSD (Post Traumatic Stress Disorder) – An Introduction – 2024: “Knowing the criterion of PTSD is appreciated, especially since it can manifest in the future. Having an idea what to…” May 9, 17:26
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on Cognitive Bias: Stereotyping – 2024: “The criminals who targeted me had an easy task of using stereotypical dialogue based on the support group I had…” Apr 15, 18:23
A Note About Labeling!
We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!
Statement About Victim Blaming
Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.
These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.
Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org
Psychology Disclaimer:
All articles about psychology, neurology, and the human brain on this website are for information & education only
The information provided in these articles is intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.
While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.
Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.
If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.
Also, please read our SCARS Institute Statement About Professional Care for Scam Victims – here
If you are in crisis, feeling desperate, or in despair please call 988 or your local crisis hotline.
SCARS Institute Resources:
- If you are a victim of scams go to www.ScamVictimsSupport.org for real knowledge and help
- Enroll in SCARS Scam Survivor’s School now at www.SCARSeducation.org
- To report criminals visit https://reporting.AgainstScams.org – we will NEVER give your data to money recovery companies like some do!
- Sign up for our free support & recovery help by https://support.AgainstScams.org
- Follow us and Find our podcasts, webinars, and helpful videos on YouTube: https://www.youtube.com/@RomancescamsNowcom
- SCARS Institute Songs for Victim-Survivors: https://www.youtube.com/playlist…
- See SCARS Institute Scam Victim Self-Help Books at https://shop.AgainstScams.org
- Learn about the Psychology of Scams at www.ScamPsychology.org
- Dig deeper into the reality of scams, fraud, and cybercrime at www.ScamsNOW.com and www.RomanceScamsNOW.com
- Scam Survivor’s Stories: www.ScamSurvivorStories.org
- For Scam Victim Advocates visit www.ScamVictimsAdvocates.org
- See more scammer photos on www.ScammerPhotos.com